Professional Calculator

🔢 BA II Plus — TVM

Time Value of Money — solve for any variable. Used in the CFA exam.

How to use: Enter values for 4 of the 5 TVM variables. Click the one you want to solve for, then press Compute.

Sign convention: Cash outflows (payments you make) are negative. Cash inflows are positive. For loans, PV is positive (money received), PMT is negative.

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Periods

I/Y

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Rate / year (%)

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Present Value

PMT

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Payment

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Future Value

P/Y (Pmts per year)

C/Y (Comp per year)

BGN/END

Quick Examples

🏠 Mortgage Payment 📈 PV of Future Cash 📊 Find Interest Rate 💰 Future Value of Savings ⏱ How Many Periods?